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Frequently-Asked Questions
Here is a list of the most frequently-asked home inspection questions
and their answers.
Should you have additional questions, please don’t hesitate to
contact us!
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Can't I Do It Myself?
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Can A House "Fail" Inspection?
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What Does An Inspection Include?
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When Do I Request An Inspector?
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Is An Inspection A Code Compliance Inspection?
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What If The Report Reveals Problems?
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If The Report Is Favorable, Did I Really Need An Inspection?
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Why Do I Need An Inspection?
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Can I Inspect The Building Myself?
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What Will The Inspection Cost?
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Should I Attend The Inspection?
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What Is A "Professional Home Inspector" (Phi)?
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Do I Have To Repair Everything Wrong With The House?
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I'm
The Seller, Do I Really Need An Inspection?
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Is There Anything I Can Do To Better Maintain My Home?
CAN'T I DO IT MYSELF?
Even the most experienced homeowner lacks the knowledge and expertise
of a professional home inspector who has inspected hundreds, perhaps
thousands, of homes in his or her career.
Qualified inspectors are familiar with the many elements of home
construction, proper installation and maintenance. They understand how
the home's systems and components are intended to function together,
as well as how (and why) they fail.
Above all, most buyers find it very difficult to remain completely
objective and unemotional about the house they really want, and this
may affect their judgment. For the most accurate information, it is
best to obtain an impartial third-party opinion by an expert in the
home inspection field.
CAN A HOUSE "FAIL" INSPECTION?
No. A professional home inspection is an examination of the current
condition of your prospective home. It is not an appraisal, which
determines market value, or a municipal inspection, which verifies
local code compliance. A home inspector will not "pass" or "fail" a
house, but will accurately describe its physical condition and
indicate needed repairs and/or replacement.
WHAT DOES AN INSPECTION INCLUDE?
A
complete inspection
includes a visual examination of the building from top to bottom. The
inspector evaluates and reports the condition of the structure, roof,
foundation, drainage, plumbing, heating system, central
air-conditioning system, visible insulation, walls, windows, and
doors. Only those items that are visible and accessible by normal
means are included in the report.
WHEN DO I REQUEST AN INSPECTOR?
The best time to consult the inspector is right after you’ve made an
offer on your new home. The real estate contract usually allows for a
grace period to inspect the building. Ask your professional agent to
include this inspection clause in the contract, making your purchase
obligation contingent upon the findings of a professional inspection.
IS AN INSPECTION A CODE COMPLIANCE INSPECTION?
No. A professional inspection is simply an examination of the
building’s current condition. It is not an appraisal or a Municipal
Code inspection.
WHAT IF THE REPORT REVEALS PROBLEMS?
If the inspector finds problems in a building, it does not necessarily
mean you shouldn’t buy the building; only that you will know in
advance what type of repairs to anticipate. A seller may be willing to
make repairs because of significant problems discovered by the
inspector.
If your budget is tight, or if you do not wish to become involved in
future repair work, you may decide that this is not the property for
you. The choice is yours.
IF THE REPORT IS FAVORABLE, DID I REALLY NEED AN INSPECTION?
Definitely. With a favorable report in hand, you can complete your
purchase with real peace of mind. You may have learned a few things
about your property from the inspection report, and will want to keep
that information for your future reference. Above all, you can rest
assured that you are making a well-informed purchase decision and that
you will be able to enjoy or occupy your new home or building the way
you want.
WHY DO I NEED AN INSPECTION?
The purchase of a home or commercial building is one of the largest
single investments you will ever make. You should know exactly what to
expect — both indoors and out — in terms of needed and
future repairs
and maintenance.
A fresh coat of paint could be hiding serious structural problems.
Stains on the ceiling may indicate a chronic roof leakage problem, or
may be simply the result of a single incident. The inspector
interprets these and other clues, and then presents a professional
opinion as to the condition of the property so you can avoid
unpleasant surprises afterward.
Of course, an inspection will also point out the positive aspects of a
building, as well as the type of maintenance needed to keep it in good
shape. After the inspection, you will have a much clearer
understanding of the property you are about to purchase, and be able
to make your decision confidently.
As a seller, if you have owned your building for a period of time, an
inspection can identify potential problems in the sale of your
building and can recommend preventive measures that might avoid future
expensive repairs.
Defects are often revealed during an inspection that would be overlooked
for long periods of time. Some defects could not only be costly but cause
health risks to you or your family. A 3rd party professional inspector
with no consideration in the transaction is often the best step in making
the tables even. Having a professional evaluate and document issues with
your new home before the new home warranty expires can leverage repairs
for defects towards the responsible party…the builder.
If you do not submit your list of defects in writing to the builder for
the end of your warranty period the builder is not obligated to repair
these items. At that point any repair costs are the home owner’s
responsibility.
CAN I INSPECT THE BUILDING MYSELF?
Even the most experienced building or homeowner lacks the knowledge
and expertise of a professional inspector who has inspected hundreds,
and perhaps thousands of homes and buildings in their career. An
inspector is equally familiar with the critical elements of
construction and with the proper installation, maintenance and
inter-relationships of these elements. Above all, most buyers find it
difficult to remain completely objective and unemotional about the
building they really want, and this may lead to a poor assessment.
WHAT WILL THE INSPECTION COST?
Fees for a typical single-family house or commercial building
inspection vary geographically, as does the cost of housing.
Similarly, within a geographic area the inspection fees charged by
different inspection services may vary depending upon the size of the
building, particular features of the building, age, type of structure,
etc. However, the cost should not be a factor in the decision whether
or not to have a physical inspection. You might save many times the
cost of the inspection if you are able to have the seller perform
repairs
based on significant problems revealed by the inspector. Consult your
professional agent for guidance.
SHOULD I ATTEND THE INSPECTION?
It is not necessary for you to be present for the inspection, but it
is a good idea. By following the inspector through the inspection,
observing and asking questions, you will learn about the new building
and get some tips on general maintenance. This information will be of
great help to you after you move in.
WHAT IS A "PROFESSIONAL HOME INSPECTOR" (PHI)?
The Professional Home Inspector (PhI) designation is the highest
rating that can be obtained through ISHI. This designation is only
given to those inspectors that carry what’s known as E&O (Errors &
Omissions) insurance coverage and that follow the Professional
Inspector Standards. This type coverage protects consumers from
inspectors making a major error on the inspection or omitting
something from the inspection report.
PhI members must obtain many hours of additional training and have
been tested for knowledge above the already high standards set for the
members of ISHI. Each report prepared by a PHI will bear the
inspector’s seal representing the best quality inspection for your
investment.
To become an ISHI, PhI Member, an inspector must pass two written
technical exams with over 1600 questions and name ISHI as a
certificate holder for his E&O coverage. ISHI Members are required to
follow the Society's Code of Ethics, and to obtain 8 continuing
education credits and CHI and PhI members 14hrs in order to keep
current with the latest in building technology, materials, and
professional skills.
Each report prepared by a CHI will bear the inspector’s seal
representing the best quality inspection for your investment and will
also be forwarded to the home warranty company (if approved by the
client) for optional warranty consideration.
To achieve
ISHI
CHI certification, an inspector must pass two written technical exams
with over 1600 questions and are required to follow the Society's Code
of Ethics, and to obtain 14 hours in order to keep current with the
latest in building technology, materials and professional skills.
DO I HAVE TO REPAIR EVERYTHING WRONG WITH THE HOUSE?
A listing inspection report is not intended to be a "to-do" or repair
list for the home. Sellers are not obligated to repair conditions
noted in the report, nor are they required to produce a flawless
house.
With a pre-listing home inspection, potential repair items already
known by both parties are subject to any negotiations. A home seller
can make repairs as a matter of choice, not obligation; to foster good
will or to facilitate the sale. Sellers maintain the legal right to
refuse repair demands, except where requirements are set forth by
state law, local ordinance, or the real estate purchase contract
I'M
THE SELLER, DO I REALLY NEED AN INSPECTION?
As a seller, if you have owned your property for a period of time, an
inspection can help identify potential problems and recommend
preventive measures, which might avoid future expensive repairs. There
is no such thing as a home that is too new or too well built to
benefit from a professional inspection.
Anyone advising against an inspection is doing a disservice to the
buyer. Many problems frequently encountered after the buyer moves in
are a routine discovery for a qualified home inspector.
IS THERE ANYTHING I CAN DO TO BETTER MAINTAIN MY HOME?
Inspection reports often identify many commonly-neglected maintenance
items. Performing some basic maintenance can help keep your home in
better condition, thus reducing the chance of those conditions showing
up on the inspection report.
To present a better maintained home to perspective buyers, follow
these tips.
Most of these items can be accomplished with little or no cost, while
the benefits of selling a well maintained home can be worth the
effort.
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Clean both rain gutters and any roof debris and trim back excessive
foliage from the exterior siding.
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Divert all water away from the house (for example, rain-gutter
downspouts, sump pump discharge locations, and clean out garage and
basement interiors.
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Clean or replace all furnace filters.
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Remove grade or mulch from contact with siding (preferable 6-8
inches of clearance).
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Paint all weathered exterior wood and caulk around trim, chimneys,
windows, doors, and all exterior wall penetrations.
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Make sure all windows and doors are in proper operating condition;
replace cracked windowpanes.
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Replace burned out light bulbs.
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Make sure all of the plumbing fixtures are in spotless condition
(toilets, tubs, showers, sinks) and in proper working order (repair
leaks).
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Provide clear access to attic and foundation crawl spaces,
heating/cooling systems, water heater/s, electrical main and
distribution panels and remove the car/s from the garage.
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And finally, if the house is vacant make sure that all utilities are
turned on. Should the water, gas or electric be off at the time of
inspection the inspector will not turn them on. Therefore, the
inspection process will be incomplete, which may possibly affect the
time frame in removing sales contract contingencies.
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